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The End of Required Credit Card Signatures

  • On April 17, 2018
In April, credit card signatures will become a thing of the past. American Express, Discover, Visa, and Mastercard have all announced they will end the signature requirement for in-store credit card machine purchases. For Discover, Mastercard, and American Express, the end date was April 13. Visa will end the signature requirement later in the month. […]
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Firearm Merchant Accounts – What You Need to Know

  • On April 6, 2018
Obtaining a Firearm Merchant Account Firearms are a big ticket item. The ability to process credit card payments can make or break a firearms business. However, securing merchant services like credit card processing can be challenging for firearms dealers because this type of operation is considered high risk from the perspective of potential merchant partners. […]
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4 Ways Point of Sale Can Improve Your Business

  • On April 4, 2018
A POS system, or point of sale, offered by merchant services providers, refers to a combination of hardware and software that enables merchants to centralize business operations. An up to date point of sale system, such as Bonsai Point of Sale workstation simplifies day to day functions. It is designed with speed and efficiency in mind so […]
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Surcharge vs Cash Discount – What’s the Difference?

  • On March 23, 2018
Surcharge vs Cash Discount – How They Differ There has been a lot of talk about cash discount programs and surcharging recently. Though these two payment processing programs have similarities they are not the same. Here is how the two differ. What are credit card surcharges? A credit card surcharge is a fee that is assessed […]
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Reduce Your Merchant Services Cost With Cash Discount Program

  • On March 19, 2018
Reduce Your Merchant Services Cost With Cash Discount Program. Most people are paperless. In fact, many have become so accustomed to paying for goods and services in this manner, it has become a necessity for merchants to have credit card processing solutions. If the merchant wants to do business, he or she must have a […]
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Interchange Plus vs Tiered Pricing

  • On March 12, 2018
Interchange Plus vs Tiered Pricing No one wants to pay more than necessary for credit card processing, which can already eat into profits. When comparing merchant services, it’s important to understand how different pricing systems work. Many merchant account providers advertise very low fees as a teaser, even though most transactions do not qualify for […]
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Payment Processing for Medical Practices

  • On March 9, 2018
Payment Processing for Medical Practices  For medical providers, accepting card payments with a credit card machine is essential. Most patients will not expect to pay for services by cash or check and an inability to process credit cards can be detrimental to your billing practices. Medical credit card processing has changed dramatically in the last […]
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eBay to Discontinue PayPal as Main Processor

  • On February 9, 2018
After 15 years, the eBay-PayPal partnership is coming to an end. The e-commerce giant has announced that it will replace the payment processing company it purchased in 2002 for $1.5 billion with Adyen (commonly misspelled as Ayden). The news caused eBay’s shares to rise to a record high while its long-time partner took a hit. […]
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California Overturns Ban on Surcharges

  • On January 16, 2018
Many retailers impose a fee on customers when they use a credit card as they are charged a fee for using a credit card machine to process a transaction. This practice has long been illegal in California, however. In 1985, California passed a law banning businesses from charging these fees, which forced many businesses to […]
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Get Payment Processing for Firearms

  • On January 15, 2018
How to Get Payment Processing for Firearms If you plan to sell guns online or in a retail setting with a credit card machine, you will quickly discover that merchant services can be hard to acquire. Transactions that involve gun sales — including those by gun stores, firearms dealers, and gunsmiths — are considered high […]
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