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Payment Processing Articles

Payment processing is a critical aspect of what we here at HMS provide for merchants like you. We want merchants to have the information they need to make informed decisions and understand how their money is handled.

PAYMENT PROCESSING:

Why Does Your Business Need its Own MID?

Guide to Omnichannel Payments

How to Avoid eGift Card Fraud

ACH Payment Fees: How Much Does ACH Cost?

How To Track An ACH Transaction

ACH Debit vs. ACH Credit

Everything You Need To Know About Chargebacks

Differences Between Chargebacks and Disputes

What Happens If I Get Too Many Chargebacks?

ACH Processing: Frequently Asked Questions

Guide To ACH Return Codes

Wire Transfers or ACH: Which Should You Use?

Best Practices for Handling Card Not Present (CNP) Transactions

What Credit Card Decline Codes Mean?

Which Payment Channel is Best for Your Business?

A Simple Explanation: What is meant by a Merchant Services Provider?

Third-Party Payment Processing and Payment Processor: What is it?

Setting up a Dedicated Merchant Account: Here’s How to Proceed

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