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  • Home
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    • Merchant Services
    • Payment Processing
      • Pricing
      • Next Day Funding Times
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      • Free Payment Processing
    • Credit Card Machines
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      • Clover POS Systems
      • Vital POS Systems
      • Bonsai Point of Sale
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    • Merchant Cash Advance
      • Apply For A Merchant Cash Advance
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      • EBT Merchant Services (SNAP)
      • No-Cost Account (Cash Discount Program)
      • Small Ticket Program
      • Data Breach Protection
  • Merchants
    • Retail Merchants
    • Nonprofits
    • E-Commerce Merchants
    • Auto Shop
    • Restaurant Merchants
    • Lodging and Hospitality Merchants
      • Visa Lodging and Car Rental CPS
    • Medical Merchants
    • Fitness Merchants
    • Veterinary Merchants
    • Firearm Merchants
    • High-Risk Merchants
    • Industry: Contractors
    • Testimonials
  • Partners
    • ISO/Agent Program
    • Referral / Affiliate Program
      • Referral / Affiliate Program Overview
      • Referral Program FAQ
    • Brand Usage Permissions
  • Resources
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      • How Heartland Overcharges Merchants
      • Cayan Charges PCI Non-Compliance Fee
      • Quickbooks Payment Integration
      • All About CVV Numbers
    • Knowledge Base
      • Current US Interchange Rates
      • Current US Discover Interchange Rates
      • American Express OptBlue
      • PCI Compliance
      • Supported Payment Gateways And Point Of Sale
      • International Merchants
      • Ecommerce Payment Integration
      • About Site Inspections
    • Articles
      • View All
      • BLE and NFC Articles
      • Credit Card Articles
      • eCommerce Articles
      • EMV Articles
      • Financial News
      • HMS vs Competitors
      • Mobile Payment Articles
      • Payment Gateway Articles
      • Payment Processing Articles
      • Personal Finance
      • Point-Of-Sale System Articles
      • QuickBooks Resources
      • Security Articles
      • Small Business and Entrepreneurs
      • Terminal Articles
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Payment Processing Articles

Payment processing is a critical aspect of what we here at HMS provide for merchants like you. We want merchants to have the information they need to make informed decisions and understand how their money is handled.

PAYMENT PROCESSING:

What Is an EFT Payment?

Original Credit Transaction – What is OCT? / Account Funding Transaction – What is AFT?

What Does an Acquirer Mean? Why You Need an Acquirer for Payments Processing

A Complete Guide to Transaction Descriptors

The Payments Industry Landscape: The Payment Ecosystem of Today

Everything to Know About Realtime Payments

What Are Cashless ATMs?

Understanding POS Debit and Point of Sale Charges

What Is A Bank Identification Number (BIN)

PIN Debit or Signature Debit: Which Costs Less?

What is a Merchant Identification Number?

How Popular is Discover Card vs. Visa and MasterCard?

RDFI and ODFI: What’s the Difference

How To Accept Credit Cards Over The Phone?

ACH Transaction fees and the Hidden Costs of Check Processing

What Forms of Payment are accepted at Costco?

What Does Payment Processing Mean and How Does It Work?

Why Does Your Business Need its Own MID?

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