Small Business

Innovative Hacks to Boost Retail Business Efficiency

Innovative Hacks to Boost Retail Business Efficiency

In the fast-paced world of retail, standing out from the competition and maximizing operational efficiency is more crucial than ever. With the advent of e-commerce reshaping consumer preferences, traditional brick-and-mortar stores face the pressing challenge of adapting to an increasingly digital marketplace. Retailers constantly seek innovative ways to attract and retain customers, enhance the shopping […]

Innovative Hacks to Boost Retail Business Efficiency Read More »

Fiserv Launches a Small Business Index

Fiserv Launches a Small Business Index

Fiserv, a company that provides technology for payments and financial services, has introduced the Fiserv Small Business Index. This unique tool evaluates the performance of businesses in the United States based on state and industry factors. Unlike other indexes, this index stands out because it directly uses data from around 2 million businesses in the

Fiserv Launches a Small Business Index Read More »

Consumer Financial Protection Bureau To Cut Overdraft Fees To $3

Consumer Financial Protection Bureau To Cut Overdraft Fees To $3

The Consumer Financial Protection Bureau (CFPB) is working on a plan to lower overdraft fees. These are the fees Americans pay when their bank accounts run dry. As a part of the Biden Administration’s fee-reducing efforts, this could save Americans around $3.5 billion yearly. Overdraft fees from banks and credit unions take billions from Americans

Consumer Financial Protection Bureau To Cut Overdraft Fees To $3 Read More »

retail smbs out of finance

Why Do One-Third Retail SMBs Opt Out Of Credit Even If They Require It?

Small and Medium Businesses (SMBs) are the most important part of most economies, particularly developing countries. Retail SMBs constitute the majority of businesses worldwide, making substantial contributions to job creation and global economic development. SMBs are a crucial client segment for banks, presenting a key opportunity to enhance their revenues, especially during rising interest rates

Why Do One-Third Retail SMBs Opt Out Of Credit Even If They Require It? Read More »

Top Fraud Management Trends In 2024

Top Fraud Management Trends In 2024

Payment fraud poses a significant threat across industries, with pharmaceuticals, manufacturing, and finance being particularly susceptible. It is imperative for leaders in information technology and cybersecurity, including managers and team leaders, Heads of the ITs, CISOs, and IT managers, to stay informed about the current market of payment fraud, its associated costs, and the effective

Top Fraud Management Trends In 2024 Read More »

Holiday Shopping Trends In 2023

Holiday Shopping Trends In 2023 – Impact Of Inflation and Supply Chain Problems

The holiday shopping season for 2023 has officially arrived. Brands and retailers are busy and actively involved in their marketing strategies. They are making sure to have inventory and aligning their resources for a great quarter ahead and a joyous holiday season. Plans are in place for wholesale, dropship, marketplaces, and social initiatives, creating a

Holiday Shopping Trends In 2023 – Impact Of Inflation and Supply Chain Problems Read More »

US Fed Proposes Reducing Interchange Fees on Debit Cards

US Fed Proposes Reducing Interchange Fees on Debit Cards

The Federal Reserve is currently working on a plan to lower the fees that merchants have to pay to banks when customers use debit cards for purchases. Currently, merchants are charged 21 cents plus an additional 0.05% of the transaction amount, by card issuers as set by the Fed in 2011. The Fed has not

US Fed Proposes Reducing Interchange Fees on Debit Cards Read More »

IoT And Smart Device Trends For 2024

IoT And Smart Device Trends For 2024

Did you know that by 2024, the number of connected devices (related to IoT)worldwide is projected to reach approximately 17.08 billion, driven by the emergence of smart homes and cloud computing? These incredible achievements are transforming companies by adoption of new technologies. Integration of IoTs and smart devices is transforming how we interact with different

IoT And Smart Device Trends For 2024 Read More »

Online Pharmacy Popularity is Soaring

Online Pharmacy Popularity is Soaring: A Digital Payments Perspective

The online pharmacy sector is experiencing rapid growth, leading to an increased demand for dependable payment processing solutions. However, this industry is often deemed high-risk by numerous financial institutions and banks, posing a challenge for both new ventures and expanding businesses in this domain. This article discusses the details of the online pharmacy industry, shedding

Online Pharmacy Popularity is Soaring: A Digital Payments Perspective Read More »

Carat by Fiserv

Fiserv Carat – An Overview and Fiserv Executive Comments

In the face of the increasing demands of deliveries, Fiserv Inc., a known technology solutions provider, for financial services and payments has introduced an innovative solution “Carat“. This new offering enables large scale retailers, grocery stores and restaurants to streamline their delivery operations reduce costs and regain control over their customers delivery experience. Image source:

Fiserv Carat – An Overview and Fiserv Executive Comments Read More »

Top Social Media Marketing Trends For Businesses To Watch In The Fall Of 2023

Top Social Media Marketing Trends For Businesses To Watch In The Fall Of 2023

A significant portion of daily life revolves around social media, whether it is Facebook, Instagram, X (Twitter), Snapchat, TikTok, Quora, Tumblr, and new platforms like Threads. Social media has seamlessly integrated into our daily routines for work and business. With these platforms being so thoroughly integrated into our lives, it is essential to understand recent

Top Social Media Marketing Trends For Businesses To Watch In The Fall Of 2023 Read More »

working capital to fuel growth

CFOs Using Working Capital to Fuel Growth

Working capital is a critical factor in the finance world, particularly for businesses. The significance of working capital extends beyond simply cove­ring day-to-day expenses. It can also be leveraged strate­gically to fuel growth and meet marke­t demands. For instance, it can be allocate­d towards settling supplier payme­nts, purchasing inventory, and optimizing various operational aspects. Today,

CFOs Using Working Capital to Fuel Growth Read More »

Businesses Must Improve Cyber Defense

Businesses Must Improve Cyber Defense to Be Ahead of Rapidly Evolving Fraud Schemes

It is an undeniable fact that companies are consistently engaged in a battle against cybercriminals by enhancing their cyber defenses. This race has no end and the businesses have no other option except to stay ahead of the criminals. To safeguard their interests effectively, organizations must enhance their security by striking a balance between defensive,

Businesses Must Improve Cyber Defense to Be Ahead of Rapidly Evolving Fraud Schemes Read More »

How To Protect Your Business From Bank Failures In Case of Financial Crisis

How To Protect Your Business From Bank Failures In Case of Financial Crisis

In the fast-paced world of business, where fortunes can be made and lost in the blink of an eye, one of the greatest fears that keep entrepreneurs up at night is the possibility of a financial crisis leading to bank failures. We’ve witnessed the devastating impact such events can have on businesses, both large and

How To Protect Your Business From Bank Failures In Case of Financial Crisis Read More »