SMBs

retail smbs out of finance

Why Do One-Third Retail SMBs Opt Out Of Credit Even If They Require It?

Latest News, Small Business, SMBs

Small and Medium Businesses (SMBs) are the most important part of most economies, particularly developing countries. Retail SMBs constitute the majority of businesses worldwide, making substantial contributions to job creation and global economic development. SMBs are a crucial client segment for banks, presenting a key opportunity to enhance their revenues, especially during rising interest rates […]

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COVID-19 Payment Trends

COVID-19 Payment Trends Are Here to Stay, Says Visa

Small Business, 2021 Trends, Coronavirus, COVID19, Retail, SMBs, Visa

As we near the one-year anniversary of the pandemic, it’s apparent that the latest payment trends that took place at swift speeds are here to stay. The most common changes businesses are implementing include contactless payments, ‘buy now, pay later’ options, and increased security protection. In short, small and micro businesses need to cater to

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Protect Your Business from Credit Card Skimmers

Credit Card Processing, Restaurant, Retail, Security, Small Business, SMBs, Uncategorized

Protect Your Business from Credit Card Skimmers Each year, companies sign on to take advantage of merchant services offered for credit card processing. Skimmers are quickly becoming a threat to unsuspecting customers as companies rely more heavily than ever on point of sale services for their businesses. As a merchant, you want to protect your

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Should you Pay Credit Card Fees or Surcharge Your Customers?

Business, Credit Card Processing, Durbin Amendment, Small Business, SMBs, Surcharge

Businesses often face a double-edged sword when accepting credit cards. Credit card processing comes with fees that can eat into your profits, but defraying the cost with a surcharge for shoppers can turn away business. As a business owner, it’s important to decide which option makes sense for your business as a growing number of

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Don’t Have Online Ordering? You Should.

E-commerce, Emerging Trends, online ordering, Point of Sale Systems, Restaurant, SMBs, Uncategorized

If you’ve ever wondered if you should add online ordering capability to your retail establishment, we’re here to tell you, “Yes, you should.” It’s a no-brainer really. While we’ll get into more particular reasons why in the following discussion, there’s one very basic reason merchants should provide this option for customers – because they expect

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