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Restaurant Merchants Reopen for Dining as Recovery Gets Underway

Recovery Underway as Restaurant Merchants Reopen for Dining As the pandemic slows down, restaurant merchants may heat up. It’s a day they’ve been waiting for over the last few months. When the economy shut down and restaurants shut their doors, it was a mad scramble to figure things out. Some restaurants survived on curbside service …

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Sluggish Holiday Sales for Kohls Despite Help From Amazon

Historically popular mid-price department stores in the United States have experienced a steady decrease in brick-and-mortar foot traffic over the past several years. The main cause has been a massive shift by consumers from shopping primarily offline to utilizing digital online options and home delivery. Online storefronts have helped department stores make up some lost …

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CFPB Files Lawsuits Against Student Loan Debt Relief Firms

This week, the Consumer Financial Protection Bureau (CFPB), a consumer protection agency created by the Dodd-Frank Act of 2010, has filed lawsuits against a number of people and companies involved in student loan debt relief services. According to the CFPB, these companies illegally obtained consumer reports, charged illegal advance fees for services, and engaged in …

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What Are E-commerce Flag Values and Why Are They Important?

  No online merchant can afford to avoid the importance and seriousness of cybersecurity. It’s one of the key elements to securing online transactions and preventing credit card fraud or cyber hacks. If left unattended, cyberfraud can leave an online business in dire straits, especially when dealing with fraudulent payments that can cause online merchants to …

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What You Should Know About Non-Profit Payment Processing

If you work for a non-profit organization you will need to know certain facts about its payment processing. Knowing and understanding these facts will help your organization run smoothly and enjoy years of lasting success. It starts with understanding merchant services. The payment processing for a non-profit organization is one that should always be monitored …

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What Is Walmart Pay?

Mobile pay continues to rise in popularity with a number of options like Android Pay, Google Wallet, and Apple Pay that make it easy to pay with your phone. Walmart recently entered the credit card processing field with its own mobile payment processing solution called Walmart Pay. Walmart Pay is available in over 4,600 Walmart …

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Firearm Merchant Accounts – What You Need to Know

Obtaining a Firearm Merchant Account Firearms are a big ticket item. The ability to process credit card payments can make or break a firearms business. However, securing merchant services like credit card processing can be challenging for firearms dealers because this type of operation is considered high risk from the perspective of potential merchant partners. …

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4 Ways Point of Sale Can Improve Your Business

A POS system, or point of sale, offered by merchant services providers, refers to a combination of hardware and software that enables merchants to centralize business operations. An up to date point of sale system, such as Bonsai Point of Sale workstation simplifies day to day functions. It is designed with speed and efficiency in mind so …

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Surcharge vs Cash Discount – What’s the Difference?

Surcharge vs Cash Discount – How They Differ There has been a lot of talk about cash discount programs and surcharging recently. Though these two payment processing programs have similarities they are not the same. Here is how the two differ. What are credit card surcharges? A credit card surcharge is a fee that is assessed …

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