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Current Interchange Rates US

Current US Discover Interchange Rates

When you open a merchant account with us you get the ability to accept Discover cards. Discover is a major credit card brand in the US. Other major credit cards include Visa, MasterCard, and American Express. Discover cardholder demographics tend to be younger, making this payment method important to cater to younger consumers. Discover cards are not accepted by every merchant meaning accepting Discover increases your businesses value to Discover cardholders.

Common Discover Interchange Rates

Quick Reference (comprehensive lists found below)

Card Present - Discover DebitInterchange Rate
Discover Debit1.10% + $0.16
Discover Debit Regulated0.05% + $0.22

Discover Debit Card Rates

Card Present - Discover DebitInterchange Rate
Discover Debit1.10% + $0.16
Discover Debit Regulated0.05% + $0.22
Keyed - Discover DebitInterchange Rate
Discover Debit1.750% + $0.20
Discover Debit Regulated0.05% + $0.22

Discover Credit Card Rates

Card Present - Discover CreditInterchange Rate
Discover Consumer Credit1.56% + $0.10
Discover Rewards Credit1.71% + $0.10
Discover Premium Credit1.71% + $0.10
Discover Premium Plus Credit2.15% + $0.10
Discover Commercial Credit2.30% + $0.10
Keyed - Discover CreditInterchange Rate
Discover Consumer Credit1.87% + $0.10
Discover Rewards Credit1.97% + $0.10
Discover Premium Credit2.00% + $0.10
Discover Premium Plus Credit2.40% + $0.10
Discover Commercial Credit2.30% + $0.10

interchange rates iso agent

Discover Recurring Credit Card Rates

Discover RecurringInterchange Rate
Discover Debit Recurring1.20% + $0.05
Discover Debit Regulated Recurring 0.050% + $0.22
Discover Consumer Credit Recurring 1.350% + $0.05
Discover Rewards Credit Recurring 1.35% + $0.05
Discover Premium Credit Recurring1.35% + $0.05
Discover Premium Plus Credit Recurring1.80% + $0.05
Discover Commercial Credit Recurring2.30% + $0.10

Discover International Credit Card Rates

Card Present - Discover International CreditInterchange Rate
Discover International Consumer Credit1.20% + $0.00
Discover International Rewards Credit1.65% + $0.00
Discover International Premium Credit1.65% + $0.00
Discover International Premium Plus Credit1.65% + $0.00
Discover International Commercial Credit1.90% + $0.00
Keyed - Discover International CreditInterchange Rate
Discover International Consumer Credit1.70% + $0.10
Discover International Rewards Credit1.70% + $0.10
Discover International Premium Credit1.70% + $0.10
Discover International Premium Plus Credit1.79% + $0.10
Discover International Commercial Credit1.90% + $0.10

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