HMS Pay - Payment Gateway

Host Merchant Services is proud to present HMS Pay, a web-based payment gateway that provides merchants with comprehensive, flexible, and modern processing solutions. HMS Pay includes a state-of-the-art virtual terminal and payment gateway that allows you to process transactions 24 hours a day from any location. This processing solution is fully PCI-compliant with the highest level of security and data tokenization to ensure all transactions are encrypted. For merchants that utilize e-commerce functionality on their website, HMS Pay can offer a link to a customer branded secure hosted payment page that can support one-time and recurring payments. HMS Pay can also integrate directly into various shopping carts, CRMs, ERPs, billing software, and more. If you would like more information about HMS Pay, submit a contact form and a merchant services specialist will contact you to begin a relationship.

  • Accept All Major Credit Cards & Signature Debit Cards

  • Get Transactions Qualified For Lowest Interchange Rate

  • Full Invoicing Suite

  • PCI Compliant Level 1 and Level 3 Gateway

  • AMEX Smart Routing & GSA Card Split Functionality

  • Accept e-Checks and ACH Payments

  • Fraud Protection & Scoring

  • Recurring Billing and Scheduled Payment Functionality

  • 3D Secure and Tokenization Security

  • Customer Vault with Wallet & History Capabilities

Features and Functionality

Full Virtual Terminal

Full Virtual Terminal

HMS Pay allows you to quickly authorize various payment types including all major credit cards, signature debit cards, e-Checks and ACH payments.

Electronic Invoicing Capability

Electronic Invoicing Capability

HMS Pay has a built in electronic invoicing suite, allowing you to easily collect payments by simply sending an email to your customers.

ACH & Check Processing

ACH & Check Processing

Looking to process a check instead of a credit card? No worries, our gateway has check processing built right into the virtual terminal.

customer vault

Secure Customer Vault

Store all of your customer information, including multiple payment methods, in one, easy to use interface. All sensitive data is tokenized to put your customers at ease.


Recurring Billing

HMS Pay gives you the ability to “set it and forget it.” With various options to choose from, you can easily create subscription-based payments that fit your exact needs.

Integrated Functionality

Integration Functionality

Our gateway can seamlessly integrate with leading Shopping carts, ERPs, CRMs, Billing software and more.

Automated Surcharging Capability

Automated Surcharging Capability

Need to charge a processing or technology fee? No problem. HMS allows you to set up a surcharge with ease.

level 3

Level 3 Processing Functionality

Need a higher level of security when accepting payments? HMS Pay can handle Level 3 Processing for those large ticket orders.

Modern UX-UI

Modern UX/UI

Gone with the days of confusing and outdated gateways. We’re proud to offer a beautiful, clean and easy-to-navigate product.

3d secure

3D Secure Transactions

Eliminate chargebacks, increase approvals and reduce false declines. HMS Pay supports 3D secure transactions, which protects merchants from the extremely common “friendly fraud.”