American Express Introduces Debit Card, Digital Checking Account for Small Busines

The Best Credit Card Offers for 2020 and 2021

Latest News, Best Credit Card Offers, Consumer Credit Cards, Credit Cards, Personal Finance

If you have a New Year’s resolution to get your finances in order, that may include finding the right credit card. If you have a high-interest card that doesn’t provide you with any rewards or benefits, you could be missing out. The Top Credit Card Offers for 2020 and 2021. Discover-It Cash Back If you

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Pretentious Amex Branding Does Not Entice Millennials

American Express, Credit Cards, Emerging Trends

Membership may have its privileges, but American Express is finding out that members of the Millennial Generation do not consider feeling snooty as a privilege. As a credit card and as a symbol of refinement by means of wealth, American Express has long been associated with the moneyed class and the jet set, and this

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Isis Mobile Wallet is Here

Mobile Payments, NFC

Isis Mobile Wallet Debuts Using NFC Technology A joint venture between AT&T, Verizon Wireless and T-Mobile known as Isis Mobile Wallet has released a revolutionary mobile payments app that promises to change the way people pay for goods and services. The trio of mobile service providers are ecstatic to finally debut this mobile payment platform right

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How to Save Money on Credit Card Processing Fees

Infographics, Merchant Services, Small Business

Here at Host Merchant Services we guarantee to save our customers money every month on their credit card processing. We understand that some of you are wondering how we do this! Transparency is a key cornerstone of our customer service values, so we have no problem sharing our secret formula and show everyone out there

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iPhones, NFC and Rewards Cards [2023 Update]

Industry News, E-commerce

Today the Official Merchant Services Blog brings NFC technology back into the spotlight, with a look at a pilot program U.S. Bancorp is running in two test cities. The company, one of the nation’s more tech-oriented big banks, is joining the ranks of companies testing near-field communication (NFC) technology by pairing a rewards credit card with

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Industry Terms: E-Commerce [2023 Update]

E-commerce, Knowledge Base, Merchant Services

This is the latest installment in The Official Merchant Services Blog’s Knowledge Base effort. We want to make the payment processing industry’s terms and buzzwords clear. We want to remove any and all confusion merchants might have about how the industry works. Host Merchant Services promises: we deliver personal service and clarity. So we’re going to take some time to

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Small Business Saturday: Nov. 24th

Industry News, Merchant Services, Small Business

Today, the Official Merchant Services Blog shines a light on a little known holiday that falls between Black Friday, and Cyber Monday called Small Business Saturday. Since Host Merchant Services has many small businesses in its customer base, we wanted to take a moment to spotlight this newer day of shopping focus and frenzy. This is the third year

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AmEx To Refund $85 Million To Customers

Industry News

For this edition of the Official Merchant Services Blog, we take a look at yet another case of troubling consumer card practices. Last week, we covered the news that Discover had been hit with a $200 million dollar fine by the U.S. Government for deceptive practices. Just today, American Express entered into a settlement with

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Industry Terms: AVS

Industry News, Knowledge Base

This is the latest installment in The Official Merchant Services Blog’s Knowledge Base effort. We want to make the payment processing industry’s terms and buzzwords clear. We want to remove any and all confusion merchants might have about how the industry works. Host Merchant Services promises: the company delivers personal service and clarity. So we’re going to take some time

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Industry Terms: CVV

E-commerce, Knowledge Base

This is the latest installment in The Official Merchant Services Blog’s Knowledge Base effort. We want to make the payment processing industry’s terms and buzzwords clear. We will eliminate any and all confusion merchants might have about how the industry works. At Host Merchant Services, we promise to deliver personal service and clarity. So we’re going

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Industry Terms: EMV Cards

Industry News, Knowledge Base

This is the latest installment in The Official Merchant Services Blog’s Knowledge Base effort. We want to make the payment processing industry’s terms and buzzwords clear. We want to remove any and all confusion merchants might have about how the industry works. The Host Merchant Services promise, we deliver personal service and clarity. So we’re going

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Don’t Overlook Small Business Saturday

Small Business

For the past couple of weeks The Official Merchant Services Blog has been preparing you for the Holiday Shopping Season. We’ve discussed a lot of different strategies and services that merchants can use to boost their businesses on Black Friday and Cyber Monday. Much of what we’ve covered also applies to going forward through the

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Durbin Amendment Almost Here

Industry News

The Official Merchant Services Blog once again takes up the task of analyzing the media reports revolving around the Durbin Amendment and the changes it will bring to how banks do business with their customers because of its cap on debit card swipe fees. We continue to use Host Merchant Services‘ own analysis as the

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