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Host Merchant Services offers you this article archive as a learning resource.

We provide you with relevant information on topics related to the industry and small businesses to help your business get that extra edge.

Are Cash Discount Programs and Merchant Services Legal In My State?

There have been worries among many retailers about credit card surcharges and whether they are legal to offer in their states. But the increasingly high credit card processing fees these...

Alternative Financing Options for Small Business Part 2

What are alternative financing options for small businesses, and why should they consider them? Banks are the most common option for lending for small businesses. However, this option isn’t always...

What Is Rest API?

An application programming interface or API is necessary for helping software programs and hardware setups interact with one another. An API can ensure any app stays active while providing more...

Merchant Cash Advance FAQ

What is a Merchant Cash Advance? A merchant cash advance is an early payment on future credit or debit card receipts that the merchant is expected to process. Here is...

Clover vs. Square: Which is Better for My Small Business?

For businesses, a point of sale can be a full-fledged system for a physical location integrated into numerous other terminals throughout a facility or a simple mobile device used by...

The Guide to being a Merchant Services Agent / ISO

As more and more businesses transition to cashless payment methods and businesses themselves shift operations online or over mobile smartphones, one of the key beneficiaries will be the merchant account...

EMV Credit Card Processing FAQ

What is an EMV credit card? An EMV credit card has an intelligent chip feature. A card reader will review the chip on a card and confirm a transaction. The...

A Complete Guide to Accepting EBT For Small Businesses

Electronic Benefit Transfer or EBT payments can be a lifeline for many people. Those who have low incomes or are disadvantaged can utilize EBT payments to cover the cost of...

How Does an EMV Transaction Work? (Steps of an EMV Transaction)

In the last few years, you might have noticed that more credit and debit cards come with small chips. These are EMV chips, and they provide a safe approach to...