Articles

Interchange & Interchange Plus Explained

What is Interchange? Interchange is a term used in the payment card industry to describe a fee paid between banks for the acceptance of card based transactions. Usually it is a...

HMS Monthly Fees

Host Merchant Services Monthly Fees Host Merchant Services prides itself on being the most reliable, honest, and affordable credit card processor in the industry today. All credit card processors have certain...

HMS Transaction Fees

Host Merchant Services Transaction Fees Host Merchant Services prides itself on being the most reliable, honest, and affordable credit card processor in the industry today. All credit card processors charge per...

HMS Exception & Per Occurrence Fees

Exception & Per Occurrence Fees Host Merchant Services prides itself on being the most reliable, honest, and affordable credit card processor in the industry today. All credit card processors have certain fees that cannot...

Host Merchant Services Mobile Payment Processing Versus Square

HMS Vs Square – Which is Better? Mobile Payment Processor Square has been pushing its brand heavily this past year. The startup lets merchants process credit and debit card transactions through their...

Small Ticket Programs Explained

International Fees

What are These International Fees? Your monthly credit card processing statement can be filled with various fees and charges, making it a daunting and confusing task to try and keep straight. You...

All the New Fees Added in 2012

Payment Processing Fees Added in 2012 The major credit card networks — Visa, MasterCard, Discover and American Express — join together to set the fees for Interchange. As part of...

Partial Authorization Mandate 2024 Update

Partial Payment Authorization Now in Effect MasterCard and Discover have implemented rule changes that require merchants in the U.S. to support Partial Authorization (Partial Payment Authorization). Host Merchant Services is here...