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Host Merchant Services offers you this article archive as a learning resource.

We provide you with relevant information on topics related to the industry and small businesses to help your business get that extra edge.

A Complete Guide to Visa Interchange Rates and Pass-Through Fees

Visa is the most popular credit card network in the United States. Visa controls close to half the credit card market, as it has more relationships with partner banks than...

A Complete Guide to MasterCard Interchange Rates and Pass-Through Fees

MasterCard is the second-largest credit card provider in the United States. MasterCard offers various benefits to its cardholders, including identity theft protection, no liability for fraud, and emergency card replacement...

How Do Interchange Rates Differ Between Visa and MasterCard?

Visa and MasterCard are two of the world’s top credit card networks. They offer a full assortment of credit cards with different rates, benefits, and functions. Your retailer can accept...

How Often Do Interchange Fees Change?

It’s frustrating for businesses to deal with interchange fees. These charges the companies spend for processing credit card payments can be frustrating. They keep a business from bringing in more...

American Express Interchange Rates: How Do Their Rates and Fees Differ From Other Cards?

You may notice when accepting American Express credit cards that American Express interchange rates are higher than what other cards offer. The reason is that Amex uses a closed system...

What Are Interchange Fees and How Are They Calculated?

Interchange fees are charges credit card networks impose on businesses that accept credit card payments. Your business will pay the interchange fee alongside a merchant service provider fee and whatever...

What Is a Good Credit Card Processing Rate?

A critical part of credit card processing entails the fees associated with a transaction. You will spend several percentage points of your credit card dues on these processing rates. The...

Top Credit Card Processing Machines and Terminals

You’ve got a full array of credit card processing machines to choose from when accepting card payments. These include many wireless models that are mobile and easy to utilize from...

Credit Card Processing Fees Explained

You will notice when processing credit card payments that you won’t collect all the money you get from a card payment. You’ll be subject to various credit card processing fees....