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Credit Card Processing

Host Merchant Services offers credit card processing in the United States and Canada. We serve all business types, both low risk and high risk. We offer payment processing, point of sale systems, and merchant cash advances. We customize your credit card processing account to exactly what you need. On top of guaranteed low credit card processing rates, we also have fantastic customer service. Your calls are answered within 3 rings by a US-based support person every time. For more information check out the options below or give us a call for customized service at (877) 517-4678.

Interchange Plus Pricing

The lowest cost traditional merchant account

Interchange Plus is the lowest cost credit card processing account you can get. We pass through the interchange rate from Visa, MasterCard, Discover with a tiny added fee for our service. This account is much less expensive than the alternatives such as flat rate, tiered, and enhanced bill back. This type of credit card processing merchant account allows you to see exactly what fees are paid to the card associations, and exactly what fees are paid to Host Merchant Services, your processor.

All about “interchange plus” merchant accounts

Cash Discount Pricing

100% free credit card processing

Cash discount credit card processing (aka no-cost) accounts are not right for all business types but when they are, the savings are massive. This type of account passes along to the card holder a “service fee” for all transactions, which covers the credit card processing transaction costs. Customers who pay by cash are offered a discount equal to this service fee. In this account each customer pays for the costs of their credit card processing transaction. There are no costs for credit card processing for the business owner.

All about “cash discount” processing accounts

Low Pricing, No Hidden Fees, No Term

With Host Merchant Services you know you’re getting the lowest credit card processing rates possible. Our accounts are completely transparent. In fact, you will even know exactly what we are making off of every credit card and debit card transaction. Better yet, there’s no obligation to our merchant accounts. We have no term commitment (month-to-month service), no hidden fees, and never charge penalty or early termination fees. You’ll want to stay with us because of our fantastic service and low credit card processing rates, not because you are locked in! Pricing for our accounts vary according to details of the business – look at our pricing page for average rates our customers pay. Get in touch with us for an official quote and side-by-side savings analysis.

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Quick Merchant Funding

Next Day Funding

Receiving your funds quickly is important. That’s why we offer fast next-day funding for our credit card processing accounts. The days of waiting for your credit card processing revenue to hit your bank account are over. With Host Merchant Services you get paid quickly. For more information or an official credit card processing service quote, give us a call at 877.517.4678

Next day funding details

Credit Card Processing Made for Your Business

Your business is unique and shouldn’t get cookie-cutter credit card processing. We customize the credit card processing account to the needs of your business. Host Merchant Services provides low credit card processing rates, exceptional 24x7 service, and the latest technology solutions. No matter how your business runs we will build the perfect combination of credit card processing services to suit your needs. We know you’ll love our service.

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Customized Merchant Services

Mobile Credit Card Processing

Use your Apple or Android device to accept payments

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Why get a wireless terminal if you have a smart phone or tablet?! Simply plug in the mobile card reader, open the payments app and you’re ready to go! We’ll even give you the card reader for free!

View mobile payment processing equipment 

Tablets for payments

Tablet Phone Processing

Use your Apple or Android tablet to process credit and debit cards. With the large screen, you can run not only mobile processing apps, but mobile point of sale as well. Keep track of sales, receipts, customers, and produce reports.

Wireless credit card terminals

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Our rechargeable wireless terminals do it all, including credit card processing, EMV credit card processing processing, EBT and debit card acceptance, and receipt printing – over the latest 4G/5G wireless networks.

E-Commerce Credit and Debit Card Processing

  • Payment Gateways
    Choose from multiple Payment Gateway options including Transaction Express and Authorize.NET.  We work with over 100 gateways making us a leader in integrations.
  • Virtual Terminal
    Our TXP web-based centralized payment processing system turns your PC or Mac into a full featured point of sale with recurring billing, tokenization, and PCI compliance.
  • Online Shopping Carts
    We work with dozens of online shopping carts. So, whether you’re using WooCommerce, Shopify, opencart or other, we can do it! Contact us today for pricing.
Ecommerce Merchants

We will walk you through your e-commerce solution including security and PCI compliance. As experts in ecommerce payment processing, Host Merchant Services supports all major payment gateways and shopping carts.

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Top Rated Customer Service for Credit Card Processing

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