As a merchant, you might want to know how long do I stay on the MATCH list. There is a five-year data retention policy once your data has been added to Mastercard’s TMF database or MATCH list. If your name was included on Mastercard’s MATCH list inadvertently, you have the option of requesting removal. Your credit card processing company can submit a request to Mastercard to have your business removed from the MATCH list if you have complied with all security criteria.
How long do I stay on the MATCH list before acquiring a merchant account?
You may acquire a merchant account without leaving the MATCH program. While many financial institutions would immediately reject you if your name appears on such a list, some may give you a second look. Again, your chances of success are highly dependent on how you got included on the list in the first place.
If you need a high-risk merchant account, Instabill may be able to connect you with an accommodating acquiring bank. These are geared at companies that operate in high-risk markets or have a high rate of chargebacks and fraud. If you apply for a merchant account, there is no promise that you will be approved. Even if you’re a member of MATCH, you may use this feature.
The best possible outcome would be if your information was removed from the database, but some banks will not cooperate. In that case, keep trying. Select a high-risk merchant account to test the waters with acquiring banks.
