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Host Merchant Services offers you this article archive as a learning resource.

We provide you with relevant information on topics related to the industry and small businesses to help your business get that extra edge.

What Is NACHA? Regulations, Compliance, and Benefits

In today’s financial world, electronic transactions are very common, and it’s essential for businesses dealing with ACH payments to understand NACHA regulations. ACH payments have changed how things like payroll,...

What Is an EFT Payment?

You can send money between banks and individuals over an online network using an electronic funds transfer (EFT). EFT payments are frequently utilized to facilitate transactions rather than paper-based payment...

Scheduled Payments – Everything You Need To Know

Many businesses in 2024 are adopting scheduled revenue models drawn to the reliability of steady income streams. If you’ve recently visited an online shopping site, you’ve likely encountered payment options...

What are Split Payments? How Do You Add Them to Your Software?

In today’s fast-paced digital landscape, where convenience and flexibility reign supreme, split payments have emerged as a powerful tool for businesses and consumers alike. Imagine a scenario where you want...

ACH vs. EFT: What is the Difference?

Paper checks used to be the gold standard for businesses looking to make secure payments, but that’s no longer the case with the advent of secure electronic payments. Many different...

Electronic Check Verification How to Verify Check Funds Availability

When businesses and customers use electronic check for payments, they should verify check to ensure that funds are truly available. Electronic check verification numbers and procedures are a few steps...

What is a Micropayment?

Businesses have successfully adopted noncash payments over the past several decades. Today, for a specific high-earning and high-spending cohort of consumers , less than 20% pay with cash . However, there is...

How to Accept Recurring Payments in Your Business

In today’s fast-paced digital era, building a successful business means adapting to the ever-changing landscape of customer demands and preferences. One critical aspect of this adaptation is finding reliable and...

R67 ACH Return Code: Duplicate Return

In the fast-paced world of banking and finance, where transactions happen at the speed of a click, the efficient handling of electronic payments is critical. But what happens when a...