Visa, MasterCard weigh PIN vs. Signature

Today the Official Merchant Services Blog takes us to Australian and covers a topic that the big card brands are pushing as a needed security measure in the credit card processing industry. A recent push by Visa and MasterCard¬† is aimed at increasing the percentage of transactions that are verified by PIN to 90 percent.…

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CVV Codes: Why do They Exist?

CVV (Card Verification Value) codes are either three or four-digit numbers that are printed on either the front or back of credit and debit cards. This system was created to provide an extra layer of security to merchants and card issuing banks against fraudulent transactions in card not present purchases. Two Types of Codes These…