Merchant Services

Merchant Services: PIN Debit vs. Swipe Debit, Part 2 [2023 Update]

Making the Case for Swipe Debit Much previous analysis of the Durbin Amendment suggested that Swipe Debit was not going to react well to the cap. One article was bold enough to proclaim that Signature Debit was dead. But since the legislation took affect on October 1, there’s strong evidence to suggest that the doom and […]

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Discover “On Us” Program

Today The Official Merchant Services Blog  will focus on an exclusive deal offered to merchants by Host Merchant Services, a second year of the Discover “On Us” plan, formerly the Add Discover On Discover promotion. This plan comes at just the right time for merchants as holiday shopping will increase their traffic and sales. This offer from Discover, through

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MasterCard Site Tools

Today The Official Merchant Services Blog takes a close look today at card association juggernaut and industry titan MasterCard. A card association is a network of issuing banks and acquiring banks that process payment cards of a specific brand, and along with Visa, MasterCard is one of the big wigs in the industry — Card associations Visa and MasterCard each comprise over 20,000 card issuing

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Debit, Merchants and Durbin

Today The Official Merchant Services Blog jumps feet first into an update on everyone’s favorite payment processing industry-focused legislation, the Durbin Amendment. We’ve covered the topic extensively since the blog began. You can read the Host Merchant Services in-depth and official analysis of the legislations itself by CLICKING HERE. The legislation took effect October 1, 2011.

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Durbin Amendment Fallout

Today The Official Merchant Services Blog offers a really quick update on the fallout from The Durbin Amendment. You’ll recall Host Merchant Services offered a thorough analysis of the legislation before it took effect. Much of the current media coverage for this topic revolves around something we predicted in that analysis: “The banks, not wanting

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