lucy gateway review

Lucy Gateway Review and Profile 2024

The Lucy gateway offers fast authorizations and has little downtime, allowing merchants to focus on their business versus fussing with technology issues. Lucy gateway includes not only a payment gateway but also a virtual terminal that allows you to accept card not present transactions over the phone or by mail.

If you need a new gateway or haven’t gotten one yet, check out what the Lucy gateway has to offer. 

Lucy Gateway Features

The Lucy gateway isn’t a full-featured gateway, meaning it doesn’t have as many options as other gateways, but what it does offer, it does well.

Virtual Terminal

If you will accept payments more than just online, you’ll need a virtual terminal to enter credit card information and accept payments. This works best for transactions you take over the phone or by mail but can also be used with the right equipment while on-the-go.

Real-Time Reporting

You don’t have to wait until the close of business or the end of the week to run reporting. With the Lucy gateway, you can run sales reports at any time of day and get information in real-time. This can help you run an efficient business including managing your labor costs when you know where you stand at any time.

Recurring Billing

If your business offers subscriptions or recurring charges, the last thing you want to spend your time doing is re-entering payment data each billing period. The Lucy gateway offers a recurring billing feature that allows you to store customers’ data and charge them on the appropriate date (with their permission).


Integrating the Lucy gateway with your existing ecommerce page is easy with the support they provide. The gateway also integrates with QuickBooks for easier back-end reporting that doesn’t require re-entry of the same information.

Strong Security and Fraud Protection

Lucy offers 24/7 network monitoring, SSL encryption, and intrusion detection to help prevent hacking and other security issues.

They also offer PCI compliance to ensure that you meet the requirements to keep your customers’ information safe.

Access to Mobile Swipers

If you operate on-the-go, you need mobile swipers to accept credit card payments while at vendor shows or other places where you conduct business. Mobile swipers make it easy to accept card present transactions, keeping your processing costs down while ensuring you can meet your customers where they are.

Final Thoughts

If you’re in the market for a new payment gateway, the Lucy gateway can be a good option. It provides extensive security and features that most businesses need. Like we said earlier, it doesn’t have a ton of bells and whistles, but sometimes that’s better especially for small businesses that don’t need a lot of features.

If you’re just starting out or want to keep things simple, the Lucy gateway can be a great way to start accepting credit card payments on your site, over the phone, by mail, or even in person occasionally.

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