Host Merchant Services vs. Heartland Payment Systems (Heartland Merchant Services)
Taking time to review merchant services and solutions thoroughly is an important step for business owners and managers to take today. You may be reviewing Heartland payment systems as a possible solution for your business. While Heartland Merchant Services is a highly popular option, particularly for restaurants, the fact is that Host Merchant Services actually ranks better in a number of key categories. With a closer look at the differences between these two options, you will see why Host Merchant Services is the preferred option for you.
Contracts
As a business owner or manager, you may be wary to sign onto a long-term contract, and this is understandable. Heartland Payment Systems require you to commit to a long-term contract. In fact, the Heartland merchant services contract may be as long as two to three years, and there is an early termination fee that may be as high as $500 or more. With Host Merchant Services, however, there is no long-term commitment required, and there are no financial penalties associated with canceling the service early.
Equipment Fees
Another factor to consider with Heartland payment systems is the cost of the equipment. You may be required to pay thousands of dollars for equipment depending on the terms of your lease or contract with Heartland. With Host Merchant Services, you will benefit from free access to all of the equipment you need. This is a true financial benefit that most companies will want to take advantage of.Speed of Service
When you work with Heartland Merchant Services, you will receive support from a high-volume call center. However, when you work with Host Merchant Services, you will be working with a company based in Delaware, Florida, and Colorado, with a commitment to personal service no matter where you reside. Through the local presence of Host Merchant Services, you will benefit from on-site support for technical assistance, repairs and more. Often, this support is available with same-day service.
Affordable Pricing
A final factor to consider when comparing these two companies is the cost of their rates. Heartland payment services are available to you with Interchange plus pricing. While they may try to offer lower rates when you ask them to be competitive with the rates of Host Merchant Services, the fact is that their costs may go up later, or they may charge fees that you are not aware of until you sign a long-term contract. The transparency of Host Merchant Service’s fee structure and its everyday low rates are benefits to you.ConclusionAfter comparing the overall experience that Heartland Merchant Services can provide to you in comparison to what Host Merchant Services offers, you will find that Host is the clear choice. Conduct your own research on each of these key points, and we look forward to building a successful long term relationship with your business.