Terminology
- Credit Card Terminology – definitions of common terms used associated with credit cards.
- Card Terminology – glossary of terms that are typically used in the credit card industry.
- Credit Card Terms – listing of fifteen commonly used terms and definitions in credit cards.
- Bankcard Industry Terminology (PDF) – useful listing of common terms used in the debit and credit card industry.
- Card Processing Glossary – informative collection of common terms in the card industry.
Security
- Credit Card Fraud – information and resources on the growing problem of credit card fraud.
- Stolen Cards – helpful information from the FTC on what to do if cards are lost or stolen.
- Credit Card Security – recommendations on credit card security from the top credit card issuers.
- Credit Card Security Precautions – informative resource and tips on how to keep your credit cards safe.
- Credit Card Security – typical credit card procedures that are in place to ensure card security.
Legal Concerns
- Credit Card Rules – overview of new rules governing credit cards which went into effect in 2011.
- Rules and Regulations – brief review of rules and regulations on credit card billing.
- Chargeback Rights – resource covering consumer rights on chargeback of credit card purchases.
- Credit Card Laws – summary of laws pertaining to fees and late charges on credit cards.
- Guide to Interest Rates – informative resource on the laws governing interest rates charged by lenders.
Resources
- Credit Cards and Consumer Loans – useful information about credit cards and other consumer loans.
- Consumer Information – informative resources aimed at educating consumers on how to be smart shoppers for credit.
- Credit Card Repayment Calculator – interactive website for consumers to calculate credit card debt and repayment.
- Credit Cards and Debt – helpful consumer resource dealing with credit cards and debt reduction.
- Debit Cards – article explaining how debit cards can be used by employers for paychecks.
As a consumer, you have a choice of debit or credit cards, to help meet your financial needs. If you have a good financial standing, by shopping for the best possible deal, you can find a credit card provider that will be a good fit for you. Or, if you have had problems with overspending, and you want to stay within your current financial structure, but want the convenience of carrying a card instead of cash or a checkbook, then a debit card will work for you. Either way, enjoy the convenience that credit and debit cards provide.