First Data Global, which was previously YourPay and LinkPoint, is a payment gateway that you can use on your website or as a virtual terminal or as a hosted payments page to keep your business branding the same.
With the First Data Global gateway you can accept debit and credit cards as well as ACH payments. The First Data Global gateway also comes with a virtual terminal that allows you to accept payments over the phone or by mail. They also offer the option to take in-person payments in a point-of-sale system.
First Data offers a robust gateway that offers everything small businesses need to start accepting credit cards, and even include the option to accept Level II transactions, just not level III transactions.
Features
First Data offers a variety of features that make its gateway easy to use and versatile for businesses in all industries.
Accessories
First Data offers optional accessories to make accepting payments easier. This includes three types of readers you can use in your store or while on the go when you can accept card present transactions and keep your processing fees down.
Recurring Billing
If your business operates on subscriptions or recurring charges, you can set your clients up on recurring billing. This way you don’t have to spend the time invoicing clients or missing out on sales. You set the customers up on recurring billing one time and the rest is done for you.
This cuts down on labor, your time, and the risk of losing customers who don’t pay their bills and stop their service.
Reporting
First Data offers many robust reporting options to help you know up to the minute what’s going on with your business in terms of sales, transaction totals, sales tax, billing and more. You can filter the reports how you need them to get the exact information you need in real time.
Security
First Data offers PCI compliance, secure encryption, and fraud management tools to keep your business safe. Most importantly, they use CVV verification for its virtual terminal which gives you another way to ensure the card being used belongs to the person using it. They also use the Address Verification System to reduce chargebacks due to charges that aren’t sent to the address on file.
Final Thoughts
The First Data Global gateway is a great way to get your business up and running, standing up against the competition because you can accept credit cards and debit cards.
Its robust features make it easy to stay compliant, get the reporting you need to stay on top of your business, and the option to instill recurring billing. While it doesn’t come with a lot of accessories or unusual features, it packs quite a punch for businesses just starting out and who want to be able to offer their customers the option to pay by credit card.
