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Mobile Wallet Challenges

Many retailers are excited to adopt mobile wallets, but there are certain questions they need to answer before they can implement this technology properly. As is the case with any emerging...

The Process of Tokenization

Tokenization Data security is paramount to many businesses, none more so than the credit card processing industry. Customers need to know that personal payment information is secure at the time of transaction...

Explaining The Stop Online Piracy Act

The Stop Online Piracy Act (SOPA) is also known as H.R. 3261. It was introduced in the House of Representatives on October 26, 2011 by Lamar Smith  and a bipartisan group of 12 initial...

Network Acquirer Processing Fee (APF)

Visa’s Network Acquirer Processing Fee Explained The major credit card networks — Visa, MasterCard, Discover and American Express — join together to set the fees for Interchange. As part of...

Visa, MasterCard Surcharge Now In Effect

Today the Official Merchant Services Blog brings you the latest developments in the ongoing class action Antitrust Lawsuit settlement between Visa, MasterCard and merchants. We began talking about the possibility of ‘The Big...

Transaction Integrity Fee (TIF)

Transaction Integrity Fee Explained The major credit card networks — Visa, MasterCard, Discover and American Express — join together to set the fees for Interchange. As part of this process,...