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Host Merchant Services offers you this article archive as a learning resource.

We provide you with relevant information on topics related to the industry and small businesses to help your business get that extra edge.

Mobile Wallet Challenges

Many retailers are excited to adopt mobile wallets, but there are certain questions they need to answer before they can implement this technology properly. As is the case with any emerging...

Tokenization Data security is paramount to many businesses, none more so than the credit card processing industry. Customers need to know that personal payment information is secure at the time of transaction...

Merchant Services: What Is E-Commerce?

Everyday people go on the Internet and make purchases for different products or services, just like they would in a store. The process of using the Internet or computer networks in...

Explaining The Stop Online Piracy Act

The Stop Online Piracy Act (SOPA) is also known as H.R. 3261. It was introduced in the House of Representatives on October 26, 2011 by Lamar Smith and a bipartisan group of 12 initial...

Merchant Services: Download SOPA Resources

In an effort to give our merchants access to comprehensive and detailed information regarding the Stop Online Piracy Act (SOPA), Host Merchant Services provides a link to the complete copy of the...

Network Acquirer Processing Fee (APF)

Visa’s Network Acquirer Processing Fee Explained The major credit card networks — Visa, MasterCard, Discover and American Express — join together to set the fees for Interchange. As part of...

Visa, MasterCard Surcharge Now In Effect

Today the Official Merchant Services Blog brings you the latest developments in the ongoing class action Antitrust Lawsuit settlement between Visa, MasterCard and merchants. We began talking about the possibility of ‘The Big...

Transaction Integrity Fee (TIF)

Transaction Integrity Fee Explained The major credit card networks — Visa, MasterCard, Discover and American Express — join together to set the fees for Interchange. As part of this process,...

Fixed Acquirer Network Fee (FANF Fee)

The Fixed Acquirer Network Fee (FANF) is a fee instituted by Visa. It began on April 1, 2012 as a response from Visa to deal with the losses the credit card...