Articles

A Wealth Of Knowledge Just One Click Away

Host Merchant Services offers you this article archive as a learning resource.

We provide you with relevant information on topics related to the industry and small businesses to help your business get that extra edge.

All the New Fees Added in 2012

August 6, 2020

Payment Processing Fees Added in 2012 The major credit card networks — Visa, MasterCard, Discover and American Express — join together to set the fees for Interchange. As part of...

Partial Authorization Mandate

August 6, 2020

Partial Payment Authorization Now in Effect MasterCard and Discover have implemented rule changes that require merchants in the U.S. to support Partial Payment Authorization. Host Merchant Services is here to guide...

The Durbin Amendment

August 6, 2020

The Durbin Amendment and You The Durbin Amendment is part of the Dodd-Frank Wall Street Reform and Consumer Protection Act of 2010. There’s been a lot of talk about the...

Interchange Rates and Credit Card Processing Pricing Explained

August 6, 2020

Interchange Reimbursement Rates and Credit Card Processing Pricing Explained Accepting credit cards has become a necessity for most businesses today. Unfortunately, navigating the landscape of the merchant services industry can be challenging...

What You Need To Know About the MATCH List

August 6, 2020

ALL ABOUT MATCH LISTS Here at Host Merchant Services we talk with business owners on a daily basis. By keeping our finger on the pulse of small and medium-sized business...

What is Level 3 Data?

August 6, 2020

Level 3 Data Explained Level 2 credit card processing is designed for the business-to-business (B2B) model with more detailed transactions. This type of credit card processing that accepts detailed transaction...

What is a Merchant Category Code (MCC)?

August 6, 2020

A merchant category code (MCC) is a 4 digit number used to classify businesses by the type of goods and services they offer. The MCC is the main category in...