Early Warning Services has introduced Paze as an online checkout option for Sephora’s Beauty Insider Loyalty program members. Paze, available through participating banks and credit unions, allows Sephora members to complete transactions without manually entering card details.
Banks offering Paze include Capital One, Bank of America, PNC Bank, Chase, US Bank, Truist, and Wells Fargo. The service does not require a separate app, username, or password.
Sephora’s Beauty Insider Loyalty program, with over 40 million members across the U.S. and Canada, allows customers to earn points on purchases and redeem them for rewards. The program is free to join.
Key Takeaways
- Sephora Introduces Paze for Easy Checkout: Sephora’s Beauty Insider members can now use Paze to complete transactions online without manually entering card details or needing a third-party app or password, improving the checkout experience.
- Bank-Supported Digital Wallet: Paze consolidates debit and credit cards from major banks like Capital One, Bank of America, and Chase into a single digital wallet, simplifying users’ payment processes.
- Enhanced Security with Tokenization: Paze uses tokenization technology to protect card details during transactions, ensuring that sensitive information is kept hidden from merchants, reducing fraud risks.
- Expanding Availability: With plans to go national by the end of 2024 and partnerships with 80,000 online merchants, Paze is rapidly expanding, providing more opportunities for Sephora customers to benefit from this secure payment option.
Sephora Integrates PazeSM to Enhance Online Checkout for Beauty Insider Members
On August 28, Early Warning Services, LLC revealed that Sephora had integrated the PazeSM online checkout feature for its Beauty Insider Loyalty program members. Paze facilitates a seamless online shopping experience by enabling purchases without the need to manually enter card details, use a third-party app, or remember a specific username and password. This feature is supported by a consortium of banks and credit unions, including Capital One, Bank of America, PNC Bank, Chase, US Bank, Truist, and Wells Fargo.

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Sephora’s Beauty Insider Loyalty program, boasting over 40 million members in the United States and Canada, is a complimentary rewards initiative. Members accumulate points on all purchases, which can be exchanged for various rewards.
Stefan Jensen, Vice President of Sephora, emphasized their ongoing commitment to prioritizing customers and continually exploring innovative shopping solutions for their favorite beauty products. He noted that Sephora’s aim to streamline the shopping experience is further enhanced by introducing Paze to their devoted clientele. The integration of Paze into Sephora’s systems offers Beauty Insider members greater flexibility and ease in online transactions.
Paze, developed by Early Warning Services, consolidates eligible debit and credit cards into a single digital wallet, allowing users to complete online purchases without the need to input card details. It does not require downloading any third-party apps or remembering additional passwords. With tokenized transactions, Paze ensures heightened security during checkout, as actual card numbers remain undisclosed to merchants. Being bank- or credit union-supported, Paze also instills confidence among users in their ability to secure online shopping.
Here are the additional benefits and features Paze offers to enhance the Sephora Beauty Insider experience:
- Efficiency: Paze integrates multiple eligible debit and credit cards from various participating banks and credit unions into one digital wallet. This streamlines the checkout process for Sephora customers, eliminating the need to enter payment details for each transaction. Once set up, this system speeds up repeat purchases significantly.
- Security Upgrade: Paze employs tokenization technology to replace actual card numbers with unique identifiers during transactions. This process keeps card details hidden from merchants, significantly decreasing the potential for fraud.
- Reliable Payment Solution: Paze is supported by reputable financial institutions such as Capital One, Bank of America, PNC Bank, Chase, US Bank, Truist, and Wells Fargo. This reassurance is particularly valuable for customers making online purchases at Sephora.
These features make Paze a convenient and secure payment method, enhancing the shopping experience for Beauty Insider members.
Catherine Murchie, head of operations at Paze, remarked that Sephora is at the forefront of adopting payment innovations, and Paze enhances the online checkout process for their Beauty Insider members. This partnership significantly improves the shopping experience, offering Sephora customers a more streamlined and effective way to make their purchases.
To utilize Paze during checkout, shoppers click the Paze button on the checkout screen and input their email address. A pop-up window then facilitates the completion of the purchase. According to Early Warning, Paze operates without downloading third-party apps or memorizing passwords.
Early Warning plans to expand Paze’s availability nationally by the end of 2024. As of June, Paze has secured partnerships with 80,000 online merchants, including notable names like Omaha Steaks, Teleflora, and Whataburger, though some may require setting up an account with the merchant. Furthermore, GoDaddy Inc. has been enlisted as a service provider and payments facilitator, and in July, payment-processing software company Aurus Inc. announced plans to incorporate Paze into its offerings.
About Sephora

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Sephora is an online retailer offering various beauty products, including cosmetics and skincare. The company aims to provide an inviting shopping experience and encourage customer confidence.
Sephora’s product selection includes moisturizers, foundations, blush, face powder, eyeliners, contour products, lipsticks, nail polish, makeup removers, face brushes, toners, cleansers, masks, eye creams, body lotions, perfumes, sunscreens, hand creams, and more.
Founded in 1969 by Dominique Mandonnaud in France, Sephora is known for its open-sell concept. It offers established and emerging brands in categories such as skincare, body care, fragrances, hair care, and its own SEPHORA COLLECTION line.
About Paze

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Paze is a digital wallet and online checkout service designed to let consumers make purchases without directly sharing their card details with merchants. Operated by Early Warning Services, LLC, a company specializing in fraud prevention and payment technologies, Paze focuses on secure transactions.
Available through participating banks and credit unions, Paze simplifies the checkout process by offering a payment method linked directly to users’ financial institutions. It prioritizes privacy and user control, ensuring transactions are safe and secure under strict privacy policies. As a bank-offered digital wallet, Paze sets itself apart from third-party options by building on the trust between users and their financial institutions.
Conclusion
The integration of Paze into Sephora’s Beauty Insider Loyalty program marks a significant advancement in online shopping convenience and security. By allowing members to complete transactions without manually entering card details, Paze streamlines the checkout process and enhances user experience.
Supported by major banks and credit unions, Paze offers both efficiency and heightened security through tokenization technology. As Sephora continues to innovate in customer service, adding Paze is a testament to their commitment to improving the shopping experience. Looking ahead, Paze’s expansion and growing partnerships promise to further transform online payment landscape.